Say Goodbye to High Business
Health Insurance Costs

Are you overpaying for your business health insurance ?
Discover alternatives that offer better coverage, larger networks, and significant savings.
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  • Lower Costs - Save 10-50% compared to standard marketplace plans
  • Larger Networks - Nationwide PPO access with no referral headaches
  • No Red Tape - Skip the bureaucracy and get real coverage that works

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Answer 3 Questions to See if You Are Overpaying for Health Insurance

 Would you say your employees are generally pretty healthy?
Are you able to change your health insurance without changing my payroll
Are your health insurance rates based on the health of your employees?
If everyone is healthy, do you get a reimbursement at the end of the year?
Do you work with a stop-loss carrier?
You need to select an item to continue

Based on Your Answers

This is how much you can be saving: [final_message]

There is a high probability you are overpaying and could save up to 50% without sacrificing coverage.

Just enter your name and email below, and we’ll reach out to schedule a quick call to review your plan—so you can start saving up to what we’ve just confirmed.

Your plan doesn’t reimburse healthy years, so you could be leaving money on the table. Let’s explore options to capture those savings.

Your plan reimburses you if everyone stays healthy. We can show you how to maximize that end‑of‑year rebate.

You’re working with a stop‑loss carrier—this means you’re effectively self‑funded. We can review your stop‑loss terms to protect you from catastrophic risk and boost your savings.

Without a stop‑loss carrier, self‑funding exposes you to unlimited risk. There are better‑structured plans that cap your liability and can still save you money.

It looks like your team’s health risk is high and you’re locked into your current plan. Unfortunately, this path doesn’t show any immediate savings—let’s still connect to explore smarter options.

Without a stop‑loss carrier, self‑funding exposes you to unlimited risk. There are better‑structured plans that cap your liability and can still save you money.

You are eligible for reimbursement based on your plan’s terms. There may be options for saving money. Consider a consultation for further clarity.

Your plan includes a stop-loss carrier. Ensure that your coverage is optimized for savings by reviewing your options with our experts

No stop-loss carrier detected. This could affect your savings potential. We recommend exploring other health plans with better coverage and lower costs.

You are currently on a PEO. Not all PEOs are created equally and even hide costs. We've saved clients as much as 33% without sacrificing on coverage.
Book a consultation to find out if you are one of those lucky few.

It looks like you’re on a level‑funded plan. Not all level‑funded plans perform the same—at PEO4YOU, we deliver more competitive rates, broader coverage, and white‑glove service to ensure you get the best value.

It looks like your team’s health risk is high and your plan structure limits flexibility—so this assessment doesn’t identify any immediate savings. Let’s connect to explore alternative strategies that could lower your costs without sacrificing coverage.

Your team’s health risk is high, and your current plan structure offers no immediate savings under these conditions. Let’s schedule a quick call to explore alternative options that could lower your costs without sacrificing coverage.

Your Responses

Description Information Quantity Price
Discount:
Total:

Smart and Affordable
Health Coverage

Save 1O%-50% compared to standard market plans

Start Your Savings Comparison

We Transform Complex Spreadsheets 
Into Simple Savings

Everyone Else

Our Basic Analysis

Our HRA Analysis

Use Our Tool for Free

Request Access to Our Interactive Comparison Tool

Use the same tool we use to identify savings and compare plans, including HRA insights most brokers will not show you.

Request Access to Our Interactive Comparison Tool

Use the same tool we use to identify savings and compare plans, including HRA insights most brokers will not show you.

PEO

PEOS Enterprise-Level Benefits Without Enterprise Costs

  • Access large-group rates without hiring hundreds
  • Payroll, HR, benefits-fully managed for you
  • No medical underwriting. seamless onboarding
  • No medical health questionnaires required
Peo

Self Funding

Level-Funded
Pay Only for the Care You Use

  • Get refunds on unused premiums
  • Keep Your Doctor : BCBS, UHC, Aetna, Cigna, and Reference-Based Pricing Provider Networks Available
  •  Predictable costs with potential rebates
Self Funding

Taft Hartley

Multiemployer The Power of Group Coverage

  • Fixed health, dental, vision, and life premiums with the BCBS PPO network
  • No medical underwriting
  • A better plan for small businesses and self-employed professionals
Taft Hartley

PEO

PEOS Enterprise-Level Benefits Without Enterprise Costs

  • Access large-group rates without hiring hundreds
  • Payroll, HR, benefits-fully managed for you
  • Seamless onboarding
  • No medical health questionnaires required
PEO

Self Funding

Level-Funded
Pay Only for the Care You Use

  • Get refunds on unused premiums
  • Keep Your Doctor : BCBS, UHC, Aetna, Cigna, and Reference-Based Pricing Provider Networks Available
  •  Predictable costs with potential rebates
Self Funding

Taft Hartley

Multiemployer The Power of Group Coverage

  • Fixed health, dental, vision, and life premiums with the BCBS PPO network
  • No medical underwriting
  • A better plan for small businesses and self-employed professionals
Taft Hartley

What Our Client Saying

Chrystin Comeau
Director, Clinic Operations at Cambridge Biotherapies
Sam worked with us to decrease our health costs by nearly 50% without rasing the deductible on employees or limiting the doctor network. These savings enabled us to add additional, valuable benefits. He was always willing to take a call or zoom meeting to explain anything we had questions about. The insurance landscape can be complicated and hard to navigate, but he helped us make great, informed choices.
Jameson Reeves
Owner, Full Grip Games
I got a big health insurance rate increase, and I didn't like the recommendations from my large, nationally recognized employee benefits agency, so I decided to speak with other agencies. None of them could provide the same level of solutions that Sam was able to. Now, we are saving 40% on both medical and overall costs while massively upgrading the health insurance benefits.
Jack Bazarbachian
Sako Auto Body, INC
Without changing payroll or undergoing medical underwriting, Sam helped reduce my business's health insurance rates by nearly 50%, all while improving the plan's benefits and network. He made the process effortless.
Dr. Hoorbod D, DO
Medical Sinai Healthcare PC, NY
The Taft Hartley plan lowered my family's cost substantially while improving my coverage. I've been so happy with it that friends, family, and colleagues have since joined the plan as well.
Patrick Therrien
Founder & CEO, Nationals Scope Investigations
We were able to save almost 50% on our medical rates while fulfilling everything we were looking for
Dr. Elion Krok, MD
IMMC Health, NJ
Sam was able to take my family and business's situation and pull through where others failed. I am saving significantly while increasing my access to doctors.
Krystal Solimine
Sales Associate at RE/MAX Partners
We are loving the Taft Hartley plan. It is a much smoother experience with claims getting approved quickly. Just a much smoother experience and at a lower price than the alternative. I’m already telling friends and colleagues about it!
Karen M.

Absolutely loving the Taft Hartley  plan! Better than all other health insurance plans I have had. They have been flexible with my needs and it feels like I am getting a VIP, concierge treatment from customer service. I come from many years working in the health insurance industry. I didn't think my experience could be this good.
Alexandra Estrada
Operations Manager at FOUR PAWS
Sam Newland is a valuable asset to our company. Thanks to his expertise and guidance, FOUR PAWS USA has made informed decisions to increase coverage and benefits while reducing costs for both employees and the company. We truly appreciate his efforts to provide our employees with high-quality, affordable plans.
Alexander Kady Tschopp
Co, Founders, Tailored Industry
Without changing payroll or going through underwriting, we saved over 50% on our medical plan while upgrading to a PPO, improving benefits, and reducing expected renewal increases. The savings allowed us to add dental and vision coverage and hire a new full-time employee to support our business growth.
Scarlett Bartlett
Operations Manager, Matthew Cunningham Landscape Design
MCLD has been working with Sam for many years. As we have grown and evolved as a company, they have been providing expert advice for our changing needs to help keep things simple and effiecient for the business and keep our employees happy. If and when anything comes up, we can always be confident that they will be there to help.
Chelsea Curtis
Founder, Managing Partner at Seaport Consulting
Sam is an incredible asset to a small business like ours. He was able to balance simplicity with inclusivity and completeness so that we were able to make choices that make our employees happy, and for much less than we expected. In addition to their deep knowledge, they have provided exceptional service by responding quickly and providing thoughtful business solutions.
Jacqueline Bellan
Manager, People Operations, Brio Systems
Sam is an expert in HR and Benefits. He took our preferences and guidelines to provide design solutions for both savings and growth strategies. He also spent time ensuring we understood every aspect of the healthcare plans we were considering, which can be challenging. With Sam’s help, we offered great benefits to our team, saved money, and grew quickly by attracting and retaining top talent.

Your Business
Deserves the Best!

Don't wait to give your employees the health coverage they deserve.
Contact us today and discover how we can help you save and improve
your health insurance.

Talk to an Expert

Get Your Free Personalized 
Quote Today

Thank you for providing your information! Our team of experts will analyze your needs and prepared customized quote tailored to your business. We'll contact you shortly to discuss your options and answer any questions you may have. In the meantime, feel free to explore our resources and learn more about how we can help your business thrive with affordable and comprehensive health insurance.

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Email
info@BusinessInsurance.Health

149 Parsons Street
Brighton, MA 0235

Phone
857-255-9394

© 2025 All Rights Reserved. An NGI Company

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