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Answer 3 Questions to See if You Are Overpaying for Health Insurance

 Would you say your employees are generally pretty healthy?
Are you able to change your health insurance without changing my payroll
Are your health insurance rates based on the health of your employees?
If everyone is healthy, do you get a reimbursement at the end of the year?
Do you work with a stop-loss carrier?
You need to select an item to continue

Based on Your Answers

This is how much you can be saving: [final_message]

There is a high probability you are overpaying and could save up to 50% without sacrificing coverage.

Just enter your name and email below, and we’ll reach out to schedule a quick call to review your plan—so you can start saving up to what we’ve just confirmed.

Your plan doesn’t reimburse healthy years, so you could be leaving money on the table. Let’s explore options to capture those savings.

Your plan reimburses you if everyone stays healthy. We can show you how to maximize that end‑of‑year rebate.

You’re working with a stop‑loss carrier—this means you’re effectively self‑funded. We can review your stop‑loss terms to protect you from catastrophic risk and boost your savings.

Without a stop‑loss carrier, self‑funding exposes you to unlimited risk. There are better‑structured plans that cap your liability and can still save you money.

It looks like your team’s health risk is high and you’re locked into your current plan. Unfortunately, this path doesn’t show any immediate savings—let’s still connect to explore smarter options.

Without a stop‑loss carrier, self‑funding exposes you to unlimited risk. There are better‑structured plans that cap your liability and can still save you money.

You are eligible for reimbursement based on your plan’s terms. There may be options for saving money. Consider a consultation for further clarity.

Your plan includes a stop-loss carrier. Ensure that your coverage is optimized for savings by reviewing your options with our experts

No stop-loss carrier detected. This could affect your savings potential. We recommend exploring other health plans with better coverage and lower costs.

You are currently on a PEO. Not all PEOs are created equally and even hide costs. We've saved clients as much as 33% without sacrificing on coverage.
Book a consultation to find out if you are one of those lucky few.

It looks like you’re on a level‑funded plan. Not all level‑funded plans perform the same—at PEO4YOU, we deliver more competitive rates, broader coverage, and white‑glove service to ensure you get the best value.

It looks like your team’s health risk is high and your plan structure limits flexibility—so this assessment doesn’t identify any immediate savings. Let’s connect to explore alternative strategies that could lower your costs without sacrificing coverage.

Your team’s health risk is high, and your current plan structure offers no immediate savings under these conditions. Let’s schedule a quick call to explore alternative options that could lower your costs without sacrificing coverage.

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Email
info@BusinessInsurance.Health

149 Parsons Street
Brighton, MA 0235

Phone
857-255-9394

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